Cover plans
Clear cover, fair premiums.
Cover across network tiers — from essential outpatient care to comprehensive household protection. All premiums in Ghana Cedis, payable by mobile money.
| Plan | Best for | Annual premium | Annual limit | Network |
|---|---|---|---|---|
| MojoCare Bronze | Essential cover | GH₵ 900 | GH₵ 10,000 | Tier 1 |
| MojoCare Silver | Everyday & family cover | GH₵ 1,800 | GH₵ 30,000 | Tier 2 |
| MojoCare Corporate | Everyday & family cover | GH₵ 2,500 | GH₵ 50,000 | Tier 2 |
| MojoCare Gold | Comprehensive cover | GH₵ 3,600 | GH₵ 80,000 | Tier 3 |
| MojoCare Maternity Plus | Everyday & family cover | GH₵ 4,200 | GH₵ 60,000 | Tier 2 |
| MojoCare Family | Everyday & family cover | GH₵ 6,000 | GH₵ 120,000 | Tier 2 |
| MicroCare | Essential cover | GH₵ 60,000 | GH₵ 800,000 | Tier 1 |
| Workers Plan | Essential cover | GH₵ 120,000 | GH₵ 1,500,000 | Tier 1 |
| Corporate Health — Group | Everyday & family cover | GH₵ 350,000 | GH₵ 5,000,000 | Tier 2 |
| Nkwa Diaspora Cover | Everyday & family cover | GH₵ 600,000 | GH₵ 8,000,000 | Tier 2 |
Premiums shown are indicative annual rates per life. Group and SME schemes receive tailored pricing — see For employers.
What's covered
Benefits that matter.
Outpatient
Consultations, diagnostics, and prescribed medicines at in-network facilities.
Inpatient
Admissions, surgery, and hospital care, subject to pre-authorisation.
Pharmacy
Prescribed medicines from the approved formulary.
Maternity
Antenatal, delivery, and postnatal care on eligible plans.
Diagnostics
Laboratory tests and imaging from accredited providers.
Dental & optical
Routine dental and optical benefits on higher tiers.
Add-on
Maternity Plus
Enhanced antenatal, delivery, and postnatal cover with a defined waiting period. Add Maternity Plus to any eligible plan for comprehensive maternal care at HeFRA-licensed facilities.
Find the right plan.
Get a personalised quote and enrol with your Ghana Card today.