Private Health Insurance · Ghana

Health cover your family can feel.

Enrol with your Ghana Card, pay by mobile money, and get covered at trusted, HeFRA-licensed facilities across all sixteen regions.

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Operated under NHIA Act 852. HeFRA-licensed network · Ghana Card verified · Data protected (Act 843).

In-network

Nationwide HeFRA facilities

98%

claims online

NHIA · Act 852/HeFRA-licensed network/Ghana Card · NIA verified/Data Protection · Act 843

Regions covered

Districts nationwide

Real-time

Eligibility & claims

Mobile-money

First premium payments

The platform

One platform, the whole lifecycle.

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Members & cover

Enrol with a Ghana Card, add dependants, and carry a digital ID card.

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A trusted network

HeFRA-licensed hospitals, pharmacies and labs across all sixteen regions.

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Claims that pay

Submitted, adjudicated, and settled to providers — with a full audit trail.

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Getting covered is simple.

See how it works

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Individual, family, or group.

Verify Ghana Card

A quick, secure NIA check.

Pay your premium

Mobile money, card or payroll.

You're covered

Show your digital card.

“For the first time our staff have private cover that actually pays on time — and they enrol with nothing more than their Ghana Card.”

HR Director · Accra-based employer

Cover for everyone

Individuals

Cover that travels with you.

Families

One plan for the household.

Employers

Cover your whole team.

Providers

Join the network.

Ready to protect what matters?

Get a personalised quote in minutes — for yourself, your family, or your team.

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